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College and University Discussion
Reply to "When you can’t do it all, how to save for college?"
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[quote=Anonymous]Be careful about following some of the advice posted. For example, earning DE credits can lessen the time spent in college, and that MAY cost less $. However, MANY colleges give less FA to transfer students than to incoming frosh. If you have enough DE credits, you may be a transfer. The $ saved by DE covering one year may be less than the amount of FA you'll lose out on for the 3 years you attend.And, it's a LOT harder to get into many colleges as a transfer student than as a freshman. Plus, taking DE credits can have other ramifications if you want to go on to grad or professional school, especially med school. Before taking ANY CC courses--in high school or after--check to see which 4 year colleges the CC has articulation agreements with. These agreements cover which courses the 4 year college will accept and the necessary grade to get credit. For example, you might take organic chem and get a C. You might discover that the 4 year college won't accept credits for that course at all or that it will only accept them if you have a B grade or better. Planning on taking 2 credits every summer at a CC? LOTS of colleges limit the number of off campus credits you'll get credit for--it's not at all unusual for the # to be 2. And, remember, even those that do accept them do not accept ALL CC credits. It is especially hard for someone who has finished 3 years of college to get credit for CC courses, as those are supposed to be classes in the first 2 years. Other colleges won't accept CC credits earned while you're enrolled in the 4 year college towards courses needed for your major. Please understand that I am NOT saying that you can't make the DE path work. Lots of people do. it tends to work best if the plan is to transfer from a public CC to a public or local 4 year college in the same state--because these are the colleges there will be an articulation agreement with. Know about them before you enroll.[/quote]
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