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Reply to "Does everyone on DCUM max out retirement?"
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[quote=Anonymous]We were able to start maxing (to the IRS limit) both of our accounts when we hit $200k HHI. We had one child at the time and were 31/33. That was 6 years ago. Prior to that, we started with just enough to reach the employer max when we each started working post college/grad school, and then, whenever we got any kind of raise we would up our contribution until we reached the max. Took 9 years for one of us and 7 for the other. We never missed the money from raises if we just kept our spending as if they never happened. [/quote]
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