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Reply to "How long could YOU go without a paycheck? "
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[quote=Anonymous]If we cut out things like vacations, we could maintain our current lifestyle for about 3 years if we lost one job and about nine months if we lost both. After that, we would need to sell our house and downsize, or spend college and retirement funds, or both. We are early forties and in theory could never work again, if we sold our house and paid cash for a house in a low cost of living area, and lived very basically, spending our current college and retirement savings could get us to where we could start drawing social security and small pensions and continue living the same basic lifestyle. I guess we could be retired now if we subscribed to the FIRE money mustache theories, but I would rather continue working and be able to travel and eat at restaurants from time to time. [/quote]
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