Reply to Down and Out on $250K/year....

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I'm the PP that makes $250K together with DH.  First of all, I said upper middle class, not middle class.  Second, because I live in part of DC I do, it's very close to work so minimal commute but the house is expensive and the school is not good.  Moreover, my kids aren't old enough for free public education yet anyway so I have to pay for private preschool.  That's part-time so I need a nanny for the rest of the day.  It's called childcare and it's a necessity so you other moms and dads out there - why judge?  How is that a luxury?  I guess I could have said daycare + a babysitter for childcare and you wouldn't have judged as harshly.  But it all costs $$ whatever you call it.  I pay my taxes, donate a good portion of our net income to charity and our church.  $250K is not poor by any means but it's not rich either. [/quote]

YES IT IS! A lot of folks don't have the option to pay a nanny! They cobble together whatever childcare they can get! What don't you get! 
You earn more than most people in this country! 
It is an objective standard -- not based on the lifestyle you feel you would have if you were truly "rich" 
Geez -- people on this board are really in denial![/quote]

Um, no.  You are in denial.  Do not tell me I am "rich" or have a rich lifestyle when you have no idea what my budget numbers/takehome are.  We are definitely comfortable and I am not complaining.  But, I am not "rich."

"Rich" is having loads of disposable income. I don't.
"Rich" is being able to buy what you want w/ little thought to how much you are spending.  That is not me.
"Rich" is the abillity to not have to worry about sending your child to college.  That is not me.

We take in a good salary but when you factor in the taxes we spend (income, property, sales, etc.) and how much more everything in this area costs, what's left does not make us rich.  The homes in the place where I grew up are TWICE the size in our modest (for this area) price range.  Money simply goes much, much futher in many other areas of the country.  Child care costs more (my friends in my home town practically CHOKED when I told them how much high school sitters demand around here).  Forget about a nanny.  We don't have one.

What is so hard about this concept that you don't understand?  It's money in v. money out.  And with the costs of things around here, the money out for basic necessities (I'm not talking luxuries - we live w/in our means and do not live on credit) means I am by no means rich.  It doesn't matter whether you agree.

[/quote]

you still made a choice.  and you're lucky to have these choices - many do not.  If you don't want to use the term rich, fine.  But numbers don't lie, no matter what you spend your 5X the national average HHI on.[/quote]

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