Reply to What to do first? Debt vs Savings/Retirement

Forum Index » Money and Finances

Reply to "What to do first? Debt vs Savings/Retirement"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous]
OP here: that's exactly what I need help with.  The rest of the budget. $400 a month is very easy to do,  actually.  I use Aldi most of the time and Costco once a month.  DH and I also don't eat three square meals a day,  we fast..[/quote]

You don't seem to know where a ton of money is going, so I'm just skeptical that you are actually spending only $400 a month on food.   Yes, it can be very easy to do; but it also very easy to not remember a lot of what you are spending on food or to think you are only spending $100 at Costco once a month to stock up, but when you look at Mint you realize you had more Costco shopping trips than you remembered... that kind of thing.   People who pay $1400 a month on car notes aren't known for spending only $400 a month on food!

But if that really is what you spend, good for you!  Once you get the car payments under control, you already have food under control.   That's the amount super frugal Mr Money Mustache spends per month for his family of three, so you are already doing something frugally!  You can just look in your budget for the other missing $4000 to find ways to save there![/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics