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Reply to "What to do first? Debt vs Savings/Retirement"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]$7,000 monthly expenses. 230k income a year is at least 11k after all deductions etc. Minimum of $4,000 left over each month plus an additional 15k-20k annual bonus and you guys don't know how to save or survive? Please. I call troll post.[/quote] Please stop with the troll accusations. This is so clearly not a troll post.[/quote] Okay, here are OP's numbers. Rent 3,000.00 Phone/Internet/Cable 400.00 Auto Ins 250.00 Hair 80.00 Auto Gasoline 200.00 Food/Groceries 1,000.00 Car Payment 1,300.00 Credit Card Loan 305.00 Day Care 400.00 School Loans 125.00 Travel to Work 100.00 Cleaning 150.00 Activities for Child 335.00 I plugged this in my budget and it show's we still have almost $1900 left over at the end of the month. This is AFTER taxes, health, dental, vision, TSP deductions etc. Oh, and this is on a salary of 197k per year. Someone has a gambling or drug addiction if they can't manage those numbers on 230k per year even if you don't account for an extra "$800" bucks a month for incidentals. [/quote] but you don't know what her take home is because you don't know her insurance costs, they have two employees making this so double the SS/FICA costs you do, and as we said before, this is not a complete budget. She hasn't even gotten a paycheck yet at the 230k increase. It only started 2 weeks ago. Comparing apples to oranges to kick OP when she is down is not helpful. [/quote]
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