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Reply to "Please vote for Democrats, for my kid’s sake "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]There needs to be more options for health insurance Obamacare actually increased insurance costs for many people because it covers stuff that many people need [b]Health Insurance should be more like Auto Insurance you select the level of coverage you actually need[/b] As far as preexisting conditions are concerned all the bills never kicked people off as long as they didn't have a lapse in coverage of more than I think 6 months which makes sense and solves the free rider problem [/quote] This is such an awful comparison. What happens when you get cancer, but you bought cheap "coverage" that doesn't include cancer? Either you die in misery (I don't want to live in a country like that....especially when we are the richest country in the world) or you leave the hospital/doctors to eat the cost of your care and they pass along those costs to me (the scenario being proposed by the GOP)? How about we just make it a statutory requirement that all plans cover cancer? That makes it cheaper for everyone in the long run. [/quote] This is rather silly. Typically healthcare coverage levels has to do with provider network access, procedures/drugs, initial deductibles, co-pays, and maximum lifetime benefits. Are there any health insurance that excludes cancer? [/quote] Not right now, because of OBAMACARE. Before that, cancer patients were routinely denied coverage because the insurer claimed their cancer was a pre-existing condition. Read/watch "The Rainmaker" -- all about how insurers used to simply deny every claim until the plaintiff died. [/quote]
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