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[quote=Anonymous][quote=Anonymous][quote=Anonymous]
Me (47):490k

DH (53):870k

I wasted my youth on travel and PhD, so this represents minor sputterings of savings in my 20s and starting in earnest in mid 30s.  DH worked longer, but retired early this year. [/quote]

[b]Retiring at 53 with 870k in retirement?  That seems irresponsible.[/b][/quote]

PP: Retiring early may have not been the right word. We had some caregiving needs come up that were getting hard to manage and we decided it was best for the family for him to quit work and take on the caregiving as his work was less reliable and mine is very stable. We're able to live/save on my salary alone, so he's not tapping his retirement accounts or other investments until I retire too. He may go back to work if/when caregiving eases up, but his field is hard to re-enter so we "ran the numbers" as if it were retirement just to make sure the decision was responsible. We're naturally  frugal and our lives are set up to keep that up without much thought: we have only 1 paid for car that we rarely drive, lucked out in buying a  duplex in Arlington  that we fixed up and now rent the other half for more than the full mortgage plus taxes/insurance/utilities so we don't have housing costs,are vegetarian and make food from scratch, our kids are in their teens and into activities without a lot of extra costs, dh is handy and does all the home repair/remodeling/outdoor work.   We already have 120k saved for each of our 2 kids in their 529 plans and about 150k in additional taxable investments. If it weren't for uncertainties around health insurance--and unanticipated future medical expenses--we could fund our lives based on our investments now. But I have no intention of retiring early--I love my field.  [/quote]

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