Reply to go into debt for family beach vacation, or say no?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]You messed up,when you played along and suggested homes.  Wth?  It is one thing to not say no to a general idea that seems like it will pass.  By why go to the extreme of suggesting homes to rent?

First, you woukd not be going into debt if you are saving.  You woukd not be saving as much (it would be stupid to go into debt with money sitting in a low earning saving account for a future purchase).

Second, if you are going to back out, do it now.  Say you reconsidered and you really want to put more money towards your house savings.  And say especially because the kids are such horrible sleepers and you will all be miserable.  [/quote]

I have been talking to my sister all along. She keeps saying “do you really think this will happen? Mom and Dad can’t even stay a weekend when they come. And dad hates the sun. Will this really happen?”

We are both kind of waiting for this to crumble.[/quote]

This sounds like more about your issues with your family than money.  [b]Seek therapy.[/b]

Also, it's not considered "going into debt" if you are instead saving the money. [/quote]

I am in therapy for family issues. LOL.

And yeah, I totally worded it wrong (maybe I didnt have my coffee yet?) It's more: [b]Should we spend our savings on this vacation? Not, should we go into debt? [/b][/quote]

Dip into savings? yes.  Go into debt, no. [/quote]

Not dip. Spend our savings. (Not emergency fund, but house and car savings.)[/quote]

Jesus, just tell them you don't want to go.  Most people are saving for something.  I thought you were paycheck to paycheck, and in that case I'd tell you to not go even if you *want* to go.  You're not! You're saving.  Finances aren't the issue . Just say you don't want to go. [/quote]

Im not sure what to say. If I say money is right, people say we are irresponsible and shouldn’t have children.

If I say we have some money, people say to go.

If we go, that will set us back from getting a house about 6 months and set us back buying a car 8-9 months.[/quote]

How would 1000 set you back from getting a house 6 months? Are you putting 100/mo aside for car and a house?  This whole thing just makes no sense.

[/quote]

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