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Reply to "Those of you with 200K+ jobs & are NOT doctors/lawyers: what do you do & how did you find your jobs?"
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[quote=Anonymous]OP, I was 38 before I broke the six figure mark, and I had nowhere near the job stability, work/life balance, tuition benefits, or stimulating environment of a college campus. You are pretty highly paid for your setting, and your employer is one that offers other perks that may not be hugely valuable to you at the moment but could be massive in a few years (depending on the age of your child.) I think you need to focus on living well within your means, and figuring out a debt management plan. Do you qualify for any debt consolidation, loan deferment, or restructuring options? Can you consider a bit of additional income at the 1099 level if you can find it? Can you have a "5 year of living as close to the bone as possible" plan to pay down debt and then feel more able to plan? As you said, your income is not the problem - it's the debt. I'd focus on that, rather than upending stable employment.[/quote]
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