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[quote=Anonymous]Peopler are really not understanding the interplay between California's housing shortage, increased fire risks due to climate change, and insurance regulation. It's extremely complicated, and people are doing the best they can in the face of the rate of natural disasters accelerating even faster than climate models predicted.

This article about people who lost their homes in the Camp Fire (2018) and again in the Park Fire (2024) lays things out pretty well: https://www.theguardian.com/us-news/article/2024/aug/10/home-insurance-park-wildfire-california-butte-county

For everyone braying on about how California has had high fire risk for centuries is neglecting that the rate of large fires is increasing, and factors such as high wind speeds and dry winters is making them worse. This isn't about brush management. We are in the first days of January! Fires of this magnitude at this time of year are simply unprecedented.

I remember thinking after the floods in NC how, even being the richest nation in history, the US is totally unprepared to handle the costs of climate change. We can deny the causes all we want. Americans are losing their lives, homes, and communities to natural disasters. Those of us unaffected can choose to be callous if we want, but this kind of loss leads to massive economic and social instability...and that impacts all of us. The solutions are not easy, but we will never find them by living in denial.[/quote]

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