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Reply to "What Would You Be Willing to Do to Save SS?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Kill it and make it optional[/quote] Making it optional would be a disaster because so many people would opt out, fail to save anything for retirement - I believe I read that half the people 50+ have less than $10,000 saved - and when retirement came about, then what? Are we going to let those people starve? 0f course not! They'd get some form of welfare (in lieu of SS they opted out of). But what about the people who DID participate in the program - and with less in their paychecks had to forgo a new car....expensive vacation....larger house, etc......how is that fair? Or what about people who DID opt out, but knowing they had no SS, saved on their own? Not fair to them, either. With an opt-out option, there's no incentive to save for retirement, knowing there will be a safety net there regardless. [/quote] If you do 401k you should opt out[/quote] Most people with 401ks haven't saved much.[/quote]
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