Reply to S/o SAHMs - why do so many men want one?

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Reply to "S/o SAHMs - why do so many men want one?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Do people actually think SS will still be around? That's silly.[/quote]

It should be! I'm paying into it with every paycheck!

What I don't understand though is how spouses can get it even if they never worked. Neither of my grandmas ever worked but they both receive it (and not survivor benefits, I mean they get their own). [/quote]

Social Security, like the income tax system, was set up at a time when SAHM were the norm.  I've been married to DH for more than 10 years so when he retires, he gets his full benefits plus I get 1/2 of his benefit.  If he dies before me then, I then get his full benefit as a survivor benefit.  If we divorce, because we've been married more than 10 years, I still get the benefits. This is the one area, where I'm not really at a disadvantage by SAH (furthermore, no one ever talks of cutting spousal or survivors benefits).  In fact, the spousal Social Security benefits are tilted to benefit the wealthy because they are the only ones likely to have a long-time SAH spouse anymore.

The tax system too, really makes it hard for me to go back to work.  We are in the highest tax bracket (income this year will be above $467k).  So if I go back to work I get a fed tax of 39%, plus my payroll taxes, plus the highest level of MD taxes.  We do the math, and a part-time job in particular, just doesn't seem worth it.  
 [/quote]

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