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Reply to "what happens to my brother when my parents die?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]SSDI really is peanuts for somebody with very little work history and at his age. Also, there are rules about the lapse of time between leaving your job and applying. I'm sorry I can't remember the rules, but it's worth googling. [/quote] OP--I work for SSA. The above poster is correct. When did your brother last work a regular job? Your brother needs a steady work history to even qualify for disability. If you are filing under a mental diagnosis then you need to be prepared to be his representative payee and handle his funds. He needs to be able to prove he cannot work any job. Within the last 10 years he needs at least 5 consecutive years where his earnings have met the federal poverty level (ex $1000.00 a month). His "onset" date must be within 1 year of when he last worked. So, my sister was similar except she has low IQ. She was dependent on my parents and my dad passed at the age of 76, my mother passed at 79. My sister could not manage to get any job and she is currently 59 years old. She has not worked since 2007 and I no longer talk to her (long story). I will say my parents only had property taxes and she failed to pay them. The city is going to foreclose on the house and she is about to end up homeless. I cannot support her in any way and she is not willing to get help because she constantly lies. [/quote] Can't he receive SSI without a work history? I know it's not much, but I have seen many such people receive SSI.[/quote] Yes, he can get SSI without work history if he's over age 65. He could get SSI if he's younger than 65 and is blind or disabled and can prove the disability to SSA. The disability standards for SSI are basically the same as for SSDI, but the benefit is a flat amount -- about $780/month I think -- instead of being based on your work history the way it is with SSDI. Again, however, OP's brother would need to work closely with doctors and SSA to establish the disability diagnosis. I posted before that just being lazy isn't enough to get SSDI, and the same is true for SSI. For SSDI and SSI, you need to establish a disability that prevents doing any work above a threshold that's something like $1,100/month. From what OP has written, it's not clear he has a disability that meets SSA's standards anyway (is the disability judge going to call a work expert who will testify that he can wash dishes or bus tables?). But if he's not going to at least work with the doctors or SSA, the SSI benefit isn't going to happen either. [/quote] And to be clear -- not just physically able to wash dishes -- but able to actually hold down that job. Show up, not get fired. When you don't shower, when you are afraid to leave your house, when you believe people are plotting to kill you, when you think the CIA bugged the restaurant -- well, you can't easily hold down a job even if the job itself is not that difficult.[/quote]
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