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[quote=Anonymous]OP i was you 2 years ago. We are regular people--- $155k HHI, our salaries are almost equal so we couldn't drop one. Our take home is around $9k/month since we don't have health premiums but we do pay for two ROTHs out of our take home. With our kid expenses look something like this: $2500 mortgage $1400 daycare (it's not $2k but it's still expensive) $1200 groceries, household, eating out, alcohol $ 800 house utilities, biweekly house cleaner, $ 250 other baby expenses (diapers, gear) $ 200 gyms and medical expenses $ 250 gas and car stuff $ 200 travel costs $ 400 shopping, which includes clothes/toys/gifts After all of that we have around $1500/mo - depending on any home repairs or random expenses, and add that to our ROTHs and other savings. [/quote]
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