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Reply to "How do people afford kids?"
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[quote=Anonymous]OP, we have a $250K income and struggled with two in daycare. We paid around $45K last year for their day care, although we are in NWDC where it's probably more expensive. So you are right to think about these things. We made ends meet by scaling back savings and retirement. We used to max out 401k, get IRAs and with one kid we even had some good 529 contributions. But we scaled that back to contribute just enough to get our employer matches. We had no savings and lived paycheck to paycheck. Now the older child is in public school for the last couple months and it's already such a relief. Our savings account is quickly building back up and I think we will be living quite comfortably again when #2 is in public school. [/quote]
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