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Reply to "how on earth can we save a down payment?"
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[quote=Anonymous]I think DCUM budgeting replies really tend to focus on in the smaller expenses and miss the big items. $1900 for a 2 bedroom, right? Well you can get a 2 bedroom for $1400 in Alexandria and parts of MD. So that''s $500 right there. Also, childcare is cheaper out there. Is the 2k/month for 1 kid or 2? If it's for 1, you can definitely find a significantly cheaper options once you leave the district. Working further down to the smaller items - what is this $625 in tuition aside from childcare? Are you still in school? Your husband? That's a lot and if you're currently pursuing another degree and you think that's worthwhile, then realize that means buying a house will be put off because one of you is still a student. The only small item that really stood out to me is your cell bill. $260/month is a ton of money to spend on two phones. Check out T-Mobile. They'll pay your cancelation fees under certain circumstances. [/quote]
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