Reply to Just Curious: Post if you have a Masters, Law or MD and your parents did not pay for college

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Reply to "Just Curious: Post if you have a Masters, Law or MD and your parents did not pay for college "

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I think parents who don't pay for their kid's colleges when they have the resources are big fat jerks.[/quote]

I think kids that think their parents should buy them everything just because they have the money are big fat jerks.[/quote]

My parents did not pay a dime for college but frankly they couldn't afford to and they took the perspective of providing some enrichment and the best school district they could afford and the rest was up to us.  My mom did not believe in co-signing for a loan.  I was only able to go to the private college that I did because I had excellent grades, the college was committed to meeting financial need, and my dad was underemployed.

I really do think if a parent makes the kinds of money that the child will not get financial aid, talking may not get the government loans/workstudy, and the parent isn't co-signing on any loans the parents should not take the tax write off for the kid and let them pursue legally being considered independent.  For sure the kid should know by freshman year of high school that it will be community college and transfer to state college while working to pay for school, military, service academy, or find an employer that will pay unless you win merit scholarships.  I don't believe parents have to pay, but the millionaire parents refusing to help their child (while claiming as a dependent) have taken away one or two avenues of funding a poorer family would have AND perhaps did not prepare their child for this reality while the poorer family knew going in the only way it would happen is x,y,or z. It's like raising a pampered pooch and kicking it out into the cold with no preparation.   For me, not giving the kid enough time for this reality and not letting the kid be considered independent while you are in essence considering them to be independent makes it a jerk move.

I am doing better financially than my parents and realize we will likely not get financial aid but we can't write a huge check for college and I am following my mom in not co-signing on a loan.  However we are being very upfront that we will pay 4 years tuition at the state college and will do what we can for room and board (no guarantees -DDs may have to commute.  If they want to do something else, the kids have to figure out how that will happen.[/quote]

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