Reply to Ever wonder how others afford their lifestyle?

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[quote=Anonymous]Those Disneyland trips could be gifts from the grandparents. One of the family members might work for a travel company and get more free night stays than they can use so give it away to family members. My dad ends up with more miles than he can use or even wants to use - sometimes that means we don't have to pay for our flights to visit family, and then once we're in town, we stay with family. So our family vacations are actually really cheap - just a few hundred dollars.

Also, they might be living small in other ways - maybe their rent or mortgage is way below what most people in their income bracket live in, so that frees up liquidity for vacations. Or maybe they're super cheap when it comes to clothing & food - having a stay at home spouse makes it easier to cook only from scratch and stick to a budget. We could easily come up with the money for 1-2 more family vacations a year if we planned out our meals more.

But to your original question, yes I do wonder - especially when I see all these 800-900k town homes selling in my area. I can't imagine who is buying them - sure, a few I get, but thousands of families with parents who have just a few more years of experience than we do are able to afford an almost $1M home? Clearly a lot of people are more comfortable living at the bounds of their budget than we are - I prefer to take on a mortgage that we could still afford if one of us lost our jobs rather than one we would scramble to cover each month. [/quote]

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