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Reply to "What's the most credit card debt that you've ever had at one point in your life?"
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[quote=Anonymous][quote=Anonymous]Another who pays off every month. A couple of times carried over $5,000 or so to the next month just because of cash flow issues and paid it all the next month. If I had a huge amount of CC debt I'd consider filing bankruptcy. A friend owed $40,000, filed for bankruptcy. It hung over her for 7 years but wasn't so bad. End of 7 years she was in good shape. Why beat yourself up?[/quote] Well, you borrowed the money and agreed to pay it back. To declare bankruptcy just because it would be hard to pay it off is kinda lame. Use those same 7 years to buckle down and pay it off. [/quote]
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