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Reply to "What's the most credit card debt that you've ever had at one point in your life?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I pay off credit cards twice a month. I pay what I have spent to date, not what is billed to me. That way I always know exactly where I am financially. I am also about a billing cycle ahead, in case I need that buffer.[/quote] Sounds a little obsessive to me.[/quote] Maybe. But it works for me, and I pay bills only twice a month. Once you get in debt, and then work to get out of it, you end up acquiring some kind of financial hygiene that works for you. Sometimes people drift into debt because they really do not have a good picture of their own financial situation. [/quote]
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