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[quote=Anonymous][quote=Anonymous][quote=Anonymous]726.[/quote] To clarify, I have never been late/missed a payment, always pay my entire balances in full each month, and am only 22. No student loans, car loans, mortgage, other debt. Just credit cards.[/quote] Yeah, I wasn't able to get my score into the 800s until I took out a much larger home loan than I could afford. Credit scores are not rewards for smart financial behavior, they're just bets about whether you'll somehow send in your check every month.[/quote]
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