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Reply to "401K account balance"
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[quote=Anonymous][quote=Anonymous]I'm starting a new job with a 6% match, but it doesn't vest for 3 years. I think there's maybe a 50-50 chance (or slightly better) that I'll still be there after 3 years. Should I contribute up to the match, which would strain us financially, or less? And can anyone tell me, after the initial 3 years does the whole amount of employer matching vest, or is it 3 years from the day each dollar of matching was deposited to my account?[/quote] It is highly likely that you get to keep it all at your 3 year anniversary, but check the plan materials or call the appropriate HR rep and confirm.[/quote]
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