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[quote=Anonymous]OP, my husband has about $100k in loans left, and we also are paying down some credit card debt from a period of underemployment.

Never in our craziest dreams did it occur to us to delay marriage due to existing loans. Now, we sure wouldn't have paid for a big wedding (we didn't) or taken a lavish honeymoon (we didn't) or planned for more children (we have one) with these big financial burdens, but we DID decide to get married.

Life goes on. It's fine. Get married on the cheap and keep chipping away. One tip is to put two months worth of loan payments in a savings account you don't touch, and if you fall behind you can dip into that to pay it. Then catch up the savings account asap. This will be a safeguard for you, and reserve the money so that you can not spend it. Treat it like rent - you get your first two paychecks of the month and you literally put it aside for rent and loans. Then you spend/save.

Don't add another degree to the mix. Do figure out a way to increase income. Do not live above your means. Do prioritize paying off loans regularly and on time. Check those boxes off, and move on with your lives. [/quote]

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