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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Im in a peculiar position. Wife and I have roughly 1M in investments excluding home equity. We are early 30s. We are on track to reach 4M by the time I’m 45. We would have enough to stop working by age 42 or so (ie pay mortgage, essentials, travel, and some specific splurges). We still need to keep saving the way we are now for 5 more years at least but I see the snowball forming and it’s intimidating.

What will I do at age 45 when we have all that money in the bank? Do people stop working? I don’t necessarily want to get a bigger house or buy a Ferrari or stuff like that. Just thinking about the “not having to work” is nuts.

What have yall that are in a similar situation done? Gone part time? Spend more time with family?[/quote]

4m is oversaving? Work to get to 10 by 50[/quote]

I was going to say something similar… we are tracking towards $25-30M by 50 without any windfalls, just living substantially below our means while working high paying jobs like the earlier PP.  [/quote]

Nobody is impressed that people with high incomes can save a lot of money.[/quote]

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