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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I do not count on it. Memory care is $140,000 to more than $220,000 yearly. They could need memory care and that would eat up 2.5 M pretty quick, especially if there are two. [/quote] No way. These estimates are way overblown. First off if you’re in memory care you have no other expenses. You also still earn social security, pension, dividends etc. The chance of you having someone in memory care for years and the spouse too means you moved them there too early. The average stay isn’t even 2 years. You should be more worried the market collapses. [/quote] Those prices for memory care are definitely not overestimated. Not everyone wants to go to a facility. My parents want full time carers and at $30/hour it's over $250,000 a year plus taxes, and house expenses, meds, etc. [/quote]
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