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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]There is a huge yearly fee difference for Venture X ($300ish) and Sapphire ($795ish)

I can’t justify the $795 price tag.   What are the benefits and perks to make up that cost? [/quote]

My husband's work pays so easy for us but this year we got $500 credit on SW and elite status (for whatever that is worth), elite status at IHG and some rental car company. Free  Lyft , $300 travel credt, explorist status at hyatt. Statement credit for chase shops (we got an ipad). Lounge access and other random stuff.

I am sure there is more but using benefits can be complicated like getting points. Luckily my husband is good at it. [/quote]

I wish my husband would agree to just have a Freedom card so we can use that for groceries and the Sapphire for everything else. He thinks it's not good to have more than two cards (we have a Citi card from years ago) and insists that his credit will be affected. SMH.

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You know you have your own credit too? Just get one yourself, your credit score may dip slightly because if the inquiry but good chance it goes up the long term because you likely will be adding additional available credit and utilization (likely again) will go down.[/quote]

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