Reply to What happened to curing cancer or saving the world?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I have been a teacher for 30 years. My kids are in finance, or heading there. They saw me work my ass off and struggle and they want a different path. I am thrilled. [/quote]

Teacher’s exaggerate.  The salary is not low. Talk to the moms who work retail or waitress at lunch shifts so they can get home when schools close or data entry clerks who works there for the flexible hours.  [/quote]
I was a service worker for 30 years averaging ca $30k a year. I know how much I made based on my notebooks, memory, SS Statements, and taxes/ tax refunds. It was never the low income for us as I'm a master in budgeting. 
I had $1000 left over on very first month in US and I only made $2000. Imagine if I had been able to invest it, but my visa didn't allow it quite yet.
I went on to get a finance degree in my mid 30s and retire years before age 50 never working in finance.
What has affected my kids is the fact that I was abused at work - years of wage theft, long hours without breaks, trips to ER from work, bounced checks, unpaid training, minimum wage not met, tips going missing, sharing with owner's cousin, paying for walk-outs, returned food and fake $ bills...I can go on and on. The list is longer.
Both kids want to get out of workforce like I did years before retirement or at minimum, make work optional or work part time. They know money makes money, and then there's work. 
Both are already investing toward financial freedom. They are also cheap (genetic I suspect) and very low maintenance. Both will go CC, then in-state, and work while in school.
They would never agree that it was my low income that made life harder. It was the mistreatment at work. The extra hours it took me to make up for the wage theft, was finally going to take my health. 
Neither DC will save the world or go for high-income career. We will simply continue to invest until the need to work for money is gone.
I should remind them that what happened to me, will not happen to them, but they kind of know it.
I'm well aware that low income makes life harder, but I made up for it budgeting the heck out of my budget. I had the human capital to do so. Most poor don't or they wouldn't be poor. I was poor for different reasons.

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