Reply to Do you worry about your kids being able to maintain your current lifestyle?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]No I worry about them not being Able to afford healthcare.[/quote]

Same. Healthcare and housing are brutal. Neither of us has ever made a six figure income but my wife's job has great benefits and we've talked about her hanging on to it for at least 6 more years. Besides needing the money (duh) we want to keep it going for the kids (to age 26) and so we can make it to Medicare age. [/quote]

Healthcare costs are very real, especially in your 50s and 60s, and if you have had great coverage thru work at minimal costs.  We currently get entire family (up to 10 kids) covered for Medical/dental/vision for $500/month, with a $1K/$2K deductible on a PPO plan.  We are late 50s, and a silver EPO (no PPO available in our area) will cost $2.5K/month for just 2 of us with $9K/18K deductibles.   So $8K basically and then we are only paying 20% (up to a max of $7K) or possibly up to $48K (minimum of $30K in premiums) before 20% kicks in.  Oh and there is no dental/vision for that.  So yes, healthcare will cost us $40K+ extra per year (and the 20 somethings are not on the plan anymore).  It's a very real concern for many people.

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