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Reply to "And that’s the $5M point "
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[quote=Anonymous][quote=Anonymous]The 3/4% percent “rule” is based on zero growth upon retirement. Basically, moving all investments to cash upon retirement. Its simple at best but a foolish strategy [/quote] Absolutely, and what many overlook is that the 3% and 4% rule is just the minimum. It’s the safest rate for withdrawals that ensures you won’t run out of funds even in the worst situations. The most likely situation for most people won’t be disastrous. Most people, about 90%, who only take out 3% end up leaving behind an estate that is significantly larger than what they had when they retired.[/quote]
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