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Reply to "And that’s the $5M point "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]You can retire with basically nothing if you have a big enough pension or real estate. If you think that you need more than 5 mil, you probably have a spending/mental problem. [/quote] For those without a pension, $5M is only $150k a year on the 3% rule. [/quote] [b]We do not even spend $150k now for family of 4. [/b]I would dream about it if we can spend $150k including taxes, healthcare & everything but not housing for two of us. Aim low, anything above will be cherry on top.[/quote] Same here. We live off about 100k per year including taxes and healthcare. Family of 3. We budget but I don't feel deprived. Everything else gets saved. When we retire, we'll no longer be supporting our kid, and our home will be paid off. I see no reason why our lifestyle would change. I think we'll spend the excess on bucket list travel and, as we age, additional help at home. [/quote]
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