Reply to Frustrated. Take home pay $9k. Health insurance $3k/month

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]That is ridiculous.. no one pays that for insurance.  I cover my family and it's no more than 1100/ month with low deductible. Take the time to find a new job. This is NOT typical.[/quote]
Never had a job with 401k, health insurance, or any benefits in nearly 30 years in DC. Imagine being told to get one that has those those things, but better ones.[/quote]

Actually, this is quite typical for a job at a smaller company. My husband and I both work for smaller tech companies and these are the kinds of plans available to us. If/when our smaller tech companies are bought out by bigger tech companies, we'll get better insurance, I hope. The difference between the haves and have-nots keeps getting further and further apart.

A related thing I noticed is that I have a coworker who needed a really expensive prescription drug. And the drug was actually cheaper to buy with a Good Rx coupon instead of with insurance. So how exactly is insurance helping your average, non-millionaire these days...?[/quote]
we use goodrx for some drugs, even generic ones.

It's weird to me that goodrx can get the drug cheaper than an insurance company, but this is why expanding medicare would help.  It is the largest group plan and has a better negotiating position.

I would never go without insurance due to 1. we're older 50/60s   2. there is cancer on both sides of our family.    The current high deductible plan at least covers annuals and most generic rx drugs.  If you have catastrophic insurance, the generic drug price would be a lot higher, even with goodrx.  [/quote]

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