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[quote=Anonymous][quote=Anonymous]I think you should tell your mom you will pay her back in four installments over the course of the next year. Interest free. Consider the interest your gift.

Give her a box of chocolates for Christmas.

as for your comment here "beauty maintenence and health expenses, things add up quickly."

what are these things? I get a haircut every two months. That's it. Really examine what you are spending money on and decide whether it is worth it. For example, manicures? Not worth it. Cut them short and put either no or zero polish on them. Painted or long or fake nails or viewed as tacky the higher you go up the career ladder. Elaborate nails are for support staff, not executives.[/quote]

I'm a Black woman. Image is a bit different for us, unfortunately. I always wear natural nails, not long, but they are always painted (a work-appropriate color) since I'm a biter. If they aren't painted, then I'll bite them (sad, but true). My hair is always done professionally, which is $200 monthly. I've taken care of those things on my current salary with no issue. Health wise, due to my medical issues, I may splurge on massages, a gym membership, etc. I don't want to elaborate on what my health issues are so as not to out myself, but I need to have access to a few machines that aren't available in my apartment gym. Those are non negotiables for me.[/quote]

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