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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Has a job and living at home is NOT failure to launch.  It is likely an affordability issue … do not blame the ridiculous cost of living on the adult kids.  [/quote]

If housing is too much, they have roommates like all the other twenty-somethings.  The ones moving home are the exception, and their parents are their enablers.  [/quote]

Moving home enabled me to attend graduate school with minimal student loans. I graduated and lived with DH while he attended grad school while I worked FT. [b]Launching takes many forms especially when someone does not have wealthy parents to provide financial assistance otherwise. [/b][/quote]

+1 allowing your kids to live in the family home after college so they can save up for a downpayment and invest more for retirement can be a great financial gift.

[b]My friend's son lives "independently" in NYC in an apartment purchased by his parents for his use.[/b] We can't do that but can let DS live with us for a year or two since his job is a reasonable commute from our house [/quote]

This is an important point. Many of the young adults who appear to be living independently simply aren’t. Many are quietly supported by family. This is much, much more common than it used to be, and it’s not talked about much.

So I wouldn’t trust that having one’s own apartment is “independent and launched” and that living at home is “failure to launch.” It might just look that way to people who don’t understand the real financial picture.

Times are different, that’s for sure.[/quote]

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