Reply to Low needs ASD - planning for future

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous] continued - Part B on pg 3 lists the Codes for the Disability, autism is under Code one, autism is the disability that qualifies under Section C.[/quote]

Read all of section C[/quote]

I have, and explained it above. You are trying to add in extra of your...opinion?...that is not actually part of the qualification-again, it's clearly listed that the diagnosis of autism is the qualifier.[/quote]

1. The statute which I quoted states the requirement.

2. part B and C of the form are *both* required. In B you indicate the type of disability. In C you certify that a doctor has found the disability causes marked and severe functional limitations. Then you also attest to the truthfulness of those representations at the bottom.

If you don’t grasp this you probably shouldn’t be pretending to give legal or tax advice. [/quote]

THE DIAGNOSIS IS THE DISABILITY THAT CAUSES MARKED AND SEVERE FUNCTIONAL LIMITATIONS, ACCORDING TO THE RULES OF THE ABLE PLANS.

Nowhere does it say 'you have to have a lot of autism (or cp or epilepsy or whatever dx) to be eligble'. A lot or a little autism isn't even the dx- it's 'autism'.[/quote]

You’re just … totally wrong. There is a list of “per se” diagnosis that don’t require the certification of severe and market limitations (the SSI “compassionate” list). Autism isn’t on that list.

Anyway good luck to you, and everyone else, please consult a tax professional. [/quote]

That's because autism is on the list of qualifying dx! Why is this going over your head?[/quote]

It’s going over your head, hon.

For disability benefits of all types, there are very rarely any broad diagnoses that qualify based on the diagnosis alone. You also have to show that the diagnosis limits the beneficiary in certain ways. The ABLE accounts are no different. There is a list of diagnoses that are so severe that they qualify on their own (the SSA compassionate list) but these are all conditions that are invariably severe, like fatal cancers or severe congenital conditions). Autism is not on this list.

You seem to think that the section of the form where you code the diagnosis type is the eligibility standard, full stop. But you’re just wrong. 
[/quote]

Based on the link YOU posted, YOU are wrong. It lists the qualifying dx's in the codes on pg 3, of which autism is one. [/quote]

I’m going to stop repeating myself soon, but maybe if I say it again in a different way, you will understand.

This is (simplifying here) a two-step process. 1. The person has a disability. 2. That disability causes marked and severe functional limitations. The check list in Part B is just providing the data on the category of disability. Then you also have to do the second step - demonstrate that the disability causes severe and marked limitation. [/quote]

It does not say that you have to 'demonstrate' it. It says 'a doctor diagnosed the account owner with a Physical or Mental disability'. You are adding gatekeeping that is not in the actual application.[/quote]

Oh boy. We’ll have fun with your tax audit. [/quote]

Oh boy-who is 'we'?  I get it, you are stuck on the tax thing, presumably the state income tax deduction which doesn't apply in my state that doesn't have a state income tax. I've never been audited btw.[/quote]

So you neither understand what the ABLE account is, nor the eligibility standards. Great!

Folks please talk to a financial advisor about your financial planning. [/quote]

I do, in fact, understand what an ABLE account is, and the eligibility standards-due to reading the info online like the national ABLE site and the site for my state. Oh, and going to an in-person event for my state's able account at a cross disability event. My dc also has had an account (I am the ALR) for years. This is why I am calling out your misinformation that you have repeated throughout this thread-even when I have directly quoted from the link you, yourself, has posted.

You seem resentful of the ABLE account's eligibility rules, for tax reasons...or something...not sure. But, you are coming off as ableist FYI.

But yes, everyone reading here should consider talking to a financial planner who is familiar with the ABLE account, and even call or chat with the plan you would enroll in. They may even have an in person event where you can talk to a person. Even if you feel your dc with ASD has low support needs now-you don't know the future and this can help them. Please don't feel that it is not an option for them![/quote]

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