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Reply to "Is the US HC system finally toast?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Maybe a public plan for catastrophic health care. Stroke, heart attack, cancer, etc. Everything else you pay out of pocket.[/quote] Good luck to the middle class. Dr's charge $120 for an office visit; mammos $200+. Broken bones trip to ER $1000+.[/quote] What's the alternative? Pay thousands per month and still having to pay most of this due to high deductible, which makes your healthcare out of pocket and makes your insurance premiums overpriced catastrophic plan. You don't need all these services monthly, but you pay premiums monthly. You come out way ahead paying out of pocket than having high deductible private insurance plans. Employment tied insurance is the only affordable option if you aren't qualified for discounts. But it's simply wrong IMHO to tie insurance to full time salaried jobs. Many people cannot find these jobs with benefits, and some cannot work full time. It's also a burden on smaller employers. This system has become a form of "Indentured servitude" where many people would take on any low paying full time job with decent benefits just to get coverage. [/quote] Even those salaried benefits are not affordable like they used to be. The ones that are affordable are the ones where you have to take your receipts to your employer, because the employer basically just pays out of pocket.[/quote]
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