Reply to Is retirement an age or an asset number for you?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]When I was younger, I thought it would be nice to retire at 55 if DH and I had enough in assets.

Now that I am 55, I still really enjoy my career and want to keep working at least another 5-10 years.  Same for my DH.  Now that we're in our top earning years, we figure that we might as well take advantage of it.

In the future, if my adult children (now ages 20 and 23) have children of their own in the future, I'd like to keep working so that my daughters can have the option to be a SAHM.  (This is the opposite of having the grandparents take care of the grandchildren while the parents work.)  When my own kids were young, I was always a working mom, as my husband made a decent income but not huge.  That was normal for me because my own mom had a demanding career, and so I was not familiar with the SAHM experience.

As I ponder the experience of being a working mom (and growing up as the daughter of a working mom), I have concluded that it's better for children to have one parent at home, at least for ages 0 to 10 years.  If that means that I continue to work while my DD's stay at home with their own children in the future (if they decide to have children), then I am completely fine with that.

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[b]So you'd "like to keep working so your daughter can have the option to be a SAHM"[/b]?  What does that entail?  Are you planning to provide them with income from your working extra years?  
You do you, but I'm not remaining in the workforce to support my healthy and capable adult kids

[/quote]

PP here.  Yes, that's correct.  I can work while my daughters stay at home with their children.  I'm at a point where I'm making a very good salary, and I wish I could have had the option to SAH with my children when they were young.  If my DD's have DH's who can support them fully to stay at home, then great.  But if their DH's do not have enough of a salary for them to stay at home, then I'll work so that my DD's can be SAHM's (if they would like that).  Like I said, it's the opposite of having the grandparents take care of the grandchildren while the parents work.  Plenty of grandparents provide financial support for their children and grandchildren.  My own parents give us up to the gift tax each year (approximately $15,000 per person), and also pay tuition for our kids.  So this is similar.[/quote]

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