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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I realized that American hustle + grind culture is inescapable. 
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I wouldn't call it inescapable.  However, I did have an epiphany while selling my house recently.  I actually have a large house in neighborhood full of small houses and a nominally above average school.  The realtors seem to hate my house they want to sell it for the same price for all the other houses in the neighborhood.  For a frame of reference in another neighborhood it would be maybe a 1.3 million dollar home.  So basically an owner in these other neighborhoods, paid too much for their home so they can be next to a bunch of other people who also paid too much for their homes.  Realtors seem to really like this idea.  However, I got to thinking about it.  Many of these "good neighborhoods", they lack decent amenities.  Like no sidewalks, nothing to do really except drive a car.  Well, I jumped on chatGPT and it explained it to me.  The problem with large houses in neighborhoods of small houses or houses near amenities... entertainment like bowling alleys, is the Financial institutions can't model them.  Their model's don't know how to value them, they can roll them into package that conforms to some criteria then put them in a mortgage portfolio.

So there it is.  These financial movers that build these subdivisions, explicitly exclude many amenities, anything that might interfere with your paying your mortgage off why? So they can predictably model profits.  Everything else follows from that.  Long commutes etc. They're basically financial engines.  The only way out is to get someone else to buy in.[/quote]

I don’t understand this post.  I want to, but I don’t.  How does excluding amenities make profits more predictable? [/quote]

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