Reply to Feeling the financial pinch—not sure what else to cut

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP is feeling what a lot of us will be feeling soon - we just aren't as close to the edge so don't realize it yet. The value of the dollar has plummeted, and inflation is soaring - despite the official numbers. This is what I suggest - 
1 - Call up your cell phone company and internet company. Tell them you are newly poor and need to find savings. I called Verizon and reduced mine by over $50 a month each. 
2 - Credit cards get paid first (after mortgage!). Try not to keep a balance on them. Other bills can wait until you pay them down. 
3 - Electricity, gas, water are super expensive now (thanks Data Centers!). Be strict about their use. Act like you are in a drought - if it's yellow let it mellow. Only use dryer if necessary - clothes can be air dryed, etc. 
4. Lentils for the win! Less meat is good for you. Growing up poor (then rich, then poor again), my mom would make huge batches of lentils and beans and freeze them. My sister and I joke about the bean soup but we ate it and survived.

[/quote]
OP here. Thanks! You get it.

My mortgage is dirt cheap; I got really lucky when I found my condo and I couldn’t do better even renting, so I’m staying put. My car is paid off so I’m not selling it, because I’d get next to nothing and would then have the added stress of figuring out transportation—I don’t live in an easily walkable area, nor near quality public transportation. I’m a teacher and make a little more than $100k after support.

I’m just in disbelief by how expensive things are all of a sudden. It’s like it happened overnight. [/quote]

A "cheap mortgage" doesn't mean everything, I think a lot of Americans are using that as a crutch and not realizing other expenses will go up and sometimes we need make a move, physically (move locations) or career wise to make more money. We all just can't sit in our cheap houses and expect the world to stay static.[/quote]
Wait, what? What exactly are you suggesting? That the OP sell her cheap mortgage and… move into something more expensive, in order to save money? Explain how that works, please, because I’d love a bigger house. [/quote]

NP - yes.  She needs to sell if her income does not cover expenses.  Teachers can live and work anywhere.  People share smaller spaces, or live in a less convenient location or rent a room to someone else, etc.  [/quote]

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