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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]If you neither want to nor plan to use Medicare providers, don't sign up for Medicare B. You're going to pay more regardless, either in direct billing from non-Medicare providers if the supplemental retirement insurance doesn't  pay, or in Part B premiums.  And, this is a good reason be be financially literate - Medicare is a pretty basic topic for anyone nearing eligibility age, including your husband - sounds like both of you are woefully unprepared for managing your finances in retirement, if not now.  [/quote]

Another know it all LOL! First of all you need better reading comprehension. If I want to use my free supplemental insurance, I HAVE to sign up for Medicare B. I won't be having much in terms of out of pocket because my deductible is only $150 and my yearly cap for out of pocket is $1000 per person. I always knew we would sign up for Medicare because that is the only way we would get our wonderful supplemental insurance. I just didn't expect such high premiums. Thanks for your concern, but we are perfectly fine financially...very high net worth. I AM cheap though, if you haven't noticed.[/quote]

Not to mention a sparkling conversationalist![/quote]

And an ignoramus, since IRMAA is apparently a complete surprise to her (and her husband).   [/quote]

OP here. Quite fascinating how low people go on these boards. But it's ok. We are rich enough to be ignorant. We won't even feel the $15K hit. And I know how much that bothers you lol.[/quote]

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