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[quote=Anonymous]Op here. I got a 2022 Camry hybrid XSE and the price of the car would be same as what I owe or may be a little less. I am working extra and picking up shifts as much as possible but it’s not making dent in my situation. I am a nurse at a surgery center and it gets very demanding standing on feet for 10-12 hrs. Not many excuses but telling so that others would understand my pain. My credit score is about 680 and I have been making minimum payments on time. My situation when I was with my fiance was much better and I was making good progress with debt since he didn’t ask for anything but it has gone very tight at my own apartment. I am under one year lease and don’t have extra bedroom to get a roommate. It’s an older building in Gettysburg,PA and I am concerned about big heating bill during winters. I looked into trading cars but not making much sense since loan is going to be close to same after all the fees, taxes etc. I am looking into refinancing current auto loan and start 7 year loan so that payment could come down. [/quote]

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