Reply to Anyone transition from big pay/big house/big expense to a low cost, simple, yet fulfilling retirement life?

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[quote=Anonymous]We are also looking toward our retirement plans. Last kid graduates this year so we expect to decide to retire within the next few years.

It isn’t money that gives me pause but rather what will we do with all of our time once we have to plan everything. And I am someone with lots of interests and hobbies.

But on the financial side, we had always planned on having a place at the beach in Delaware and a place in Florida near my SIL. We have a fully paid off house in the DMV and a fully paid off house at the beach in Delaware along with a boat and all of the things we want. But the politics of Florida coupled with the natural disasters has us wondering about Florida. Problem is that we are not fans of the cold, snowy, wet, icy weather so we don’t want to stay here either. Plus even though our house is only about 2100 sq ft, it’s too big for just the two of us. I kind of feel paralyzed when it comes to figuring this out.

And, the past few years have been easy financially so it will be an adjustment going on to a fixed income, though I think we will be fine. We’re starting to reduce spending on family - like not paying for adult kids’ vacations and reducing the size of Christmas. But it will be an adjustment.

Anyway, lots to think about. It’s helpful to hear what others are doing. [/quote]

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