Reply to “I’m destitute, and I need you to solve this”

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[quote=Anonymous][quote=Anonymous]She needs to go into a government home. Call the senior care department of the county she lives in. They will tell you what can and cannot be done in her case. I think bankruptcy was a good move. It will facilitate things for the government home.[/quote]

Those don’t exist in the U.S.

There are Medicaid beds in nursing homes (the government pays for your care), but few of them and the patient must a) medically qualify and b) be destitute. You also need someone who can find a home with an available bed and push the application process forward. It became my FTJ when my dad needed to get a Medicaid bed. I had to take FMLA. Thankfully, we had my DH’s income though he was still teaching at the time. Four people on a teacher’s salary was scary.

We had to prove that my dad couldn’t do multiple activities of daily living independently and had fewer than $2k assets. It took 2 months, during which he was admitted to a rehab wing of the facility to try to improve his walking. He had days before he was going to be discharged from rehab for failure to progress. There wasn’t a Medicaid bed for him yet. In the end, we were saved by black luck, the pandemic made a number of residents die or their families panicked and took them home.

There’s a 5 year look back on assets so you can’t impoverish yourself.[/quote]

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