Reply to Be honest - How many of you pay your complete credit card balance off each month?

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Reply to "Be honest - How many of you pay your complete credit card balance off each month?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]If I had the usual $200,000+ DCUM HHI I probably would have no problem paying it off every month. But as a single parent living on $80,000, most months I can pay it all, but probably about three months a year, I can't pay the whole thing.[/quote]

That's an excuse.  What would you do if you couldn't get credit?  You'd have to live within your means.  [/quote]

I agree.  No matter your income, you should not live beyond your means.  [/quote]

I make 43k a year, I've had credit cards for 7 years, and this is the most I've ever made. I use the credit card for everything because it is more secure than debit and I get cash back, but I never spend more $$ than I have. I have always paid off this debt, and I am working very hard on my student loans. I live in a tiny apartment, I don't have cable, and I have to buy my furniture at IKEA. I work full time and part time. You can make it work!

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Do you have kids? Do you have to pay for child care, kids clothes, coats, and shoes, pediatric doctor and dental visits?[/quote]

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