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Reply to "Be honest - How many of you pay your complete credit card balance off each month?"
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[quote=Anonymous][quote=Anonymous] You have to put aside money for an emergency fund each month as part of a budget. You're right--shit happens and you have to plan for it. That's called being smart, not shenanigans.[/quote] Of course it is "smart" to have an emergency fund. Doesn't mean everyone has one, though, even if they are trying to be smart about finances. We likely will dip into our savings to pay off some debt even though I hate to do it after having a small crisis this summer when my hours got cut back and we weren't able to put anything in savings for a couple months. While I do realize the demographics of this board skew higher income, it seems unlikely that EVERYONE has no revolving debt. THAT was what I was calling shenanigans on - it seems like no one is admitting to it even though it is highly likely that there are more like me out there with credit card debt that isn't paid off in full monthly.[/quote]
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