Reply to $600K-$800K HHI

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Reply to "$600K-$800K HHI"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]
Did it occur to you that most of the posters in the thread are older than you, perhaps they already gave their "5 years" and are now "lightening WAY up" [/quote]

I am one of the previous posters and I never gave five years and then lightened up.

I always saved reasonably responsibly, but my savings rate has gone up from c.10 percent when I was young to probably 25 percent now. I work in finance/economics so I understand all about compounding. But I also know that an extra dollar of consumption buys me a lot less fun, experience, and happiness now that I am 50 than it did when I was 22.

I[b] spent my 20s and early 30s traveling, making friends, moving countries, doing different jobs, eating out, dancing, doing stupid things and fun things and different things. By all means save some money. But don't sacrifice your life to do it, it isn't worth it. Money is just a tool, not an end in itself.[/b][/quote]

+1
Now late 40s and I wouldn't do anything differently.  Had first kid when I was 31.  Before that I traveled a lot! I had so many adventures and was very ready to "settle down". My life and been so rich and full.  No one wants to be the parent that looks like a grandparent. Or on the flip side the rich parent who longs to have the stories and photos of the most exotic things, basically just an exciting life experience.[/quote]

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