Reply to Is this a reasonable amount of spending money per month based on our income?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I think it's way too much. I think $600 a month would even be a bit much. [/quote]

Maybe. She told me she just spent $200 at Sephora. I don’t mind her purchase at all but just wanted to point out that $1200/mo doesn't go far if you have certain tastes. The inflation has made everything so expensive and things like a basic meal for two at a sit down restaurant cost about $100 give or take. [/quote]

Yes, I exist in this world as well. So I know that there's no need to spend $200 at Sephora every month - you don't run out of makeup or skincare every single month. There was just a thread three pages long with people singing the praises of Trader Joe's dupes. And it doesn't matter how much money I have, I still don't believe in blowing it. Saving for emergencies is something I value, because I've seen enough of them.[/quote]

The Sephora/Makeup should be thought about and be a part of your budget.  But in reality, you don't need to spend more than $500/year on makeup.

You need a fully funded emergency fund (6=9months) and save for having kids and purchasing a house.  Don't get used to overspending on frivolous stuff, as kids are expensive.

IMO, $200-300/month of "spending money" is all you need.  Anything beyond that you should be discussing and budgeting for.  [/quote]

They are budgeting for it. That is the whole point of OP's OP. It's just you don't like the budget they have decided on.[/quote]

They do not have a complete budget.  And yes, they can afford to spend if they really want.  But they need to realize it will be challenging once they have kids.  They will need to save for college, pay for daycare and kids expenses, etc.  They can do whatever they want, but don't complain when they are 45 and cannot afford the college their kids want to attend, don't complain they cannot retire at 50/55.  I'd much rather live less luxuriously in my 20s/30s and save for the future.  This doesn't' require living frugally, but most in their 20s cannot justify $2400/month of "fun money".  
my living within a reasonable budget in my 20s/30s means that I was UHNW by 50. And now I can spend whatever I want (within reason) in my 50s.  [/quote]

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