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College and University Discussion
Reply to "Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score"
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[quote=Anonymous][quote=Anonymous]When I was in college, I got a lot of credit card offers and the low limit ones didn't require a co-signer. The perks sucked though and I am sure the terms sucked. The one card I really wanted, the Volkswagon Visa rejected me and I didn't bother asking for my parents to co-sign for it. The new Beetle just came out and thought I would get a decent amount of rewards for it by the time I graduated. Anyways, I didn't want a card from my parents account. [b]Mainly because I didn't want them to know I was spending so much money of fast food, video games, and stupid shit. [/b] I suspect that would be the same issue with my kids, but if they agreed, they would believe I would pay for their purchases. I think having their own card, their own credit, and their own privacy and obligation to pay their own charges is what I would prefer to[b] help with the adulting.[/b] [/quote] It clearly helped you :shock: [/quote]
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