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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I’m so glad that insurance companies are finally fed up. I’m paraphrasing from a college class I took decades ago, but before federal insurance in the early 20th century, only cheap fishermen shacks existed at the beach. Why? Because nobody was stupid enough to build a house where it would definitely get blown away. Once somebody else would pay for that nonsense, we started getting ridiculous beach communities. I’m very ready to go back to a time when it’s important to build in safer areas. I got laughed at right here on dcum when I talk about considering get above sea level when moving. It’s something everybody should consider. Low-lying houses near the water increase everyone’s rates.[/quote]

This is why I am trying to understand Northern FL.  I was surprised when visiting Jacksonville that there are many neighborhoods with homes from the late 19th and early 20th century.  It doesn't look anything like Southern FL.

I assume that it is because that area hasn't had hurricanes or flooding.[/quote]

Southern Florida wasn't built out until the 40s and 50s. Prior to the 20th is was all rural swamp with a few small coastal communities [/quote]

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