Reply to Husband is dying - no life insurance or savings, I’m a SAHM

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[quote=Anonymous][quote=Anonymous]Surviving spouse SSA benefits are reduced for every dollar OP earns over $19,560 (in 2022), so it isn't as simple as survivor benefits + surviving kids benefits + teacher salary. 
 
"If you’re under full retirement age your benefit amount could be reduced, based on what you earn. For 2022, the Social Security Administration reduces survivor benefits by $1 for every $2 you earn above $19,560. In the year you reach full retirement age, the deduction changes to $1 for every $3 earned above $51,960." 
 https://smartasset.com/financial-advisor/social-security-survivor-benefits[/quote]

god, please don't comment if you don't know what you're talking about.

were aren't talking about surviving spouse retirement benefits, but surviving spouse caring for the kids under age 16.

with three kids currently under the age of 10, she's likely going to be receiving a %age for at least 10 years, it's not earnings-tested.

https://www.ssa.gov/benefits/survivors/ifyou.html#h3[/quote]

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